Save Time…Get Pre-Approved Before Shopping for your New Home!
Obtaining a pre approval before you start shopping for your new home is beneficial.
First, it allows you to know exactly how much you can spend on a prospective home. Secondly, it shows the prospective seller that you are serious about purchasing their property when you make your offer. In today’s hot real estate market, getting pre-approved means not losing out the home of your dreams! In order to obtain a pre approved mortgage, we will require you to send us proof of income.
Unfortunately if you have past credit blemishes that have reduced your credit score, obtaining a pre-approved mortgage may not always be possible. Part of the credit granting process will involve the lender looking at the prospective property before making their decision. If you fall into this category, you may need to put an Offer to Purchase a property with the condition that you obtain financing. Once we have the Offer of Purchase & Sale, we can discuss your situation with a lender. Although this process isn’t as smooth as obtaining pre-approval, it is still very likely that we are able to help you obtain financing though our network of lenders. We work with the lenders to get your application approved!
To Apply for a Pre-Approved Mortgage, click on the “Apply Online”
button at the top of this page and select the Pre-Approval option.